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*About the Stata syntaxes:
*The do files contain Stata syntaxes. Datasets containing information on student borrowers are available only through restricted-use license from the United States Department of Education. 
*Contents of licensed files – such as variable statistics, variable descriptions, and numbers of observations – are protected by Section 183 of the Educational Sciences Reform Act of 2002. 
*Therefore, syntaxes related to variable names are redacted to a generic form. 

*Please see the "README" file for how to apply for the licensed data.
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/* Filters */
keep if offerdate<20170701
drop if servicer==8 | servicer==9 //servicer ids are randomized 
